Insurance made simple
Private Motor insurance acts as a financial safety net for your car, covering everything from everyday mishaps to unexpected disasters. It helps manage the costs of accidents, theft, and damage – while keeping you road-legal. Whether you’re navigating city streets or country roads, it’s about staying covered so the drive stays worry-free.
Comprehensive motor insurance is the highest level of cover you can get for your vehicle. It doesn’t just protect you against third-party liabilities – like damage to other cars or property – but also covers your own car for accidental damage, theft, fire, vandalism, and even natural disasters like hail or floods.
It’s designed to give drivers peace of mind knowing that, whether it’s a major accident or a minor mishap, they’re financially protected from the fallout. Some policies even throw in perks like windscreen replacement or a courtesy car while yours is being repaired.
Third party fire and theft motor insurance offers a middle ground between basic and comprehensive cover. It protects you if you cause damage to someone else’s vehicle or property (that’s the “third party” part), and it also covers your own vehicle if it’s stolen or damaged by fire.
However, it won’t cover damage to your own car from accidents you cause or events like hail or vandalism. It’s a popular choice for drivers who want more than the legal minimum but don’t need – or want to pay for – full comprehensive insurance.
Third party property damage only (TPPD) motor insurance is the most basic level of cover available for drivers. It protects you financially if you damage someone else’s vehicle or property in an accident – but it won’t cover any damage to your own car, no matter who’s at fault.
It’s often a cost-effective option for people driving older or lower-value vehicles, where repairing your own car may not be worth the extra premium for comprehensive cover. In short, it meets the legal requirement to drive while offering a safety net against liability costs.
Jakoop Brokers Pty Ltd T/As Simplify My Insurance
CAR No. 1315829 l ABN 22 637 887 506
Authorised Representative of Community Broker Network Pty Ltd
ABN 60 096 916 184 | AFSL 233750
Address:
Phone:
Email:
123 Parkyn Parade, Mooloolaba QLD 4557
(07) 3123 6100
hello@simplifymyinsurance.com.au
