Home Insurance

Insurance made simple

Where memories live - insured and secured

Home and contents insurance is a type of cover that protects both your house and the belongings inside it. It typically includes:

Building insurance – covers the structure of your home (like walls, roof, garage, and fixtures) against events like fire, storms, or vandalism.
Contents insurance – covers your personal items (like furniture, appliances, electronics, and clothing) if they’re damaged, lost, or stolen.

You can take them out separately or bundle them together for full protection. It’s a smart way to safeguard your biggest investment and everything that makes it feel like home.

Stuff happens. Insurance un-happens it

Home Insurance Options

Home Insurance

Home insurance helps protect your house from unexpected events like:

Fire, storms, or floods
Theft or vandalism
Accidental damage
Liability if someone is injured on your property

Building Insurance – Covers the physical structure (walls, roof, garage, etc.)

Why It’s Important

Your home is likely your biggest investment
Natural disasters and theft can cause major financial setbacks
Many lenders require insurance if you have a mortgage

What to Look For

- Insured events: Make sure it covers common risks in your area (e.g. floods, bushfires)
- Replacement value: Check if it’s “new for old” or market value
- Excess: The amount you pay when making a claim

Contents Insurance

Contents insurance covers the items inside your home – everything from your couch and TV to your clothes, appliances, and even your BBQ. If your belongings are damaged, lost, or stolen due to events like fire, theft, storms, or vandalism, this insurance helps pay to repair or replace them.

What’s Typically Covered