Trade credit insurance protects your business from the financial fallout when a customer becomes insolvent and can’t pay their debts. Here’s how it works:

Covers unpaid invoices: If a customer goes bankrupt or defaults on payment, the insurer reimburses you—typically up to 90% of the outstanding amount—so your cash flow isn’t derailed.

Assesses credit risk: Insurers often monitor your customers’ financial health and alert you to early warning signs, helping you avoid risky credit decisions in the first place.

Supports collections: Many policies include access to professional debt recovery services, reducing the burden on your internal team.

Enables growth with confidence: With protection in place, you can safely extend credit to new or larger clients, knowing you’re covered if things go south.